How to Save Money While Working on a Cruise Ship
Cruise ship workers lead exciting lives, travelling the world and meeting new people. But saving money while working at sea can be tricky. Proper budgeting and smart financial choices are key to making the most of your cruise ship salary.
Want to build your savings while enjoying life on the high seas? From savvy shopping tips to clever ways to cut costs, there are lots of tricks to stretch your salary.
1. Budget Before You Board
Start by taking a good hard look at your expenses. Jot down everything you'll need to cover while you're away. Don't forget about bills back home.
Next up, set yourself a savings goal. It's easy to get caught up in the excitement and forget about putting money aside.
Consider opening a separate bank account for your cruise earnings. This way, you can keep your ship money and land money separate.
Remember to factor in some fun money too. You'll want to enjoy your time off in port without breaking the bank. Maybe set aside a bit each month for those special treats or souvenirs.
Lastly, don't be afraid to ask for help if you're stuck. Chat with seasoned crew members or the personnel department. They might have some top-notch tips to share about managing your moolah at sea.
2. Pack Smart
Packing smart isn't just about fitting everything into your suitcase – it's about saving yourself money while onboard.
For cruise ship crew, bringing essentials like toiletries, snacks, and comfortable work gear from home can make a huge difference. Ship stores can be pricey, and when you're far from port, you won’t have many options. Stocking up on your must-haves in advance avoids those markups.
Also, consider versatile clothing that can be mixed and matched to reduce the need for extra purchases. Smart packing means fewer unexpected expenses and more of your paycheck stays where it belongs – in your pocket!
3. Take Advantage of Ship Amenities
The gym is a brilliant place to start. Often, it's free for crew members and open 24/7, making it the perfect spot to squeeze in a quick workout.
And when the workout is done, don’t forget to take advantage of the other amenities. Some ships offer pools or relaxation areas, where you can kick back and recharge. Take your time to enjoy these little luxuries; they are not just perks, they are essential for your well-being. After a long shift, sinking into a hot tub or lounging by the pool sounds like a slice of paradise, doesn’t it?
So, while your work might keep you busy, don’t overlook the golden opportunities to rejuvenate your body and mind. After all, maintaining your health aboard a ship can be just as freeing as planning your next grand adventure on solid ground. Embrace the amenities – your future self will thank you!
4. Limit Onboard Purchases
It’s easy to get caught up in onboard shopping or grabbing a quick snack from the crew bar, but those small purchases can add up fast. Limiting your spending on the ship is one of the easiest ways to save money as a cruise ship crewmember.
From souvenirs to convenience items, onboard prices are often marked up, and frequent splurging can eat into your hard-earned paycheck.
By sticking to necessities and avoiding impulse buys, you’ll be surprised how much extra cash you can keep for when you’re off duty – or even better, save up for bigger goals.
5. Be Mindful of Currency Exchange
Here's a top tip: Get yourself a travel card that doesn't charge foreign transaction fees. You'll save a bundle and avoid those pesky ATM charges too.
Different countries might have different rates. Even worse, money changers at port terminals are usually vultures.
Don't forget to factor in exchange rates when you're budgeting. What looks like a sweet deal in one currency might not be so great in another.
6. Use Local Services
You might be tempted to stick to the familiar onboard amenities, but don't miss out on local services when in port. I once made the rookie mistake of getting a haircut on the ship – talk about a pricey trim!
When you dock, look for nearby barbershops or salons. They're often a fraction of the cost. Plus, you'll get a taste of local culture and maybe even pick up some gossip about hidden gems in the area.
Don't forget about pharmacies and grocery shops. Stock up on essentials at local prices rather than paying a premium onboard. It's a smart way to stretch your budget and try some local snacks too.
7. Save on Data Usage
Let's face it, staying connected at sea can cost an arm and a leg.
First off, turn off your mobile data when you're not using it. It's easy to forget, but those sneaky background apps can gobble up data fast. Wi-Fi packages on ships can be pricey, so use them wisely.
When you're in port, scout out free Wi-Fi spots. Cafes, libraries, and tourist info centres often offer free connections. Just be sure to buy a cuppa or something to avoid looking like a freeloader.
Download your favourite shows, music, and books before you set sail. You'll have plenty to keep you entertained without burning through your data allowance.
If you need to check emails or social media, try using text-only versions of websites. They use way less data and load faster too.
Lastly, consider getting a local SIM card for longer port stays. It's usually cheaper than roaming charges and gives you more bang for your buck.
8. Participate in Crew Activities
Try your hand at crew talent shows. You might think you're rubbish at performing, but it's all about the fun. These shows may provide you some side income.
Movie nights are another top choice. Bring your own snacks and enjoy a free evening of entertainment.
Don't forget about sports tournaments. Whether it's table tennis or basketball, these events are a laugh and won't cost you a cent. Plus, you might even win a small prize.
9. Limit Alcohol Consumption
The truth is booze can be a major temptation on cruise ships. Every night, the crew bar is packed with crewmembers, and your mates might pressure you to join in the fun. But trust me, going overboard with drinks can sink your savings faster than you can say "bottoms up".
Here's a tip: set yourself a drink budget before you even step onboard. Maybe allow yourself one or two drinks a week, tops. Your wallet (and your liver) will thank you later.
If you're worried about missing out on the social scene, try ordering cheaper drink option instead.
Remember, you're there to earn money, not spend it all at the bar.
10. Plan for Transition
You've had a blast working on cruise ships, but it's time to think about your next move.
Start saving extra cash now. You never know how long it'll take until your next ship assignment, or to find a new job on land.